Choosing between Term and Permanent FreedomLife Insurance

Life insurance policies can purchased under both term and permanent options. Differences between the two indicate that consumers should educate themselves before making a decision. A few basic guidelines are offered below.

Term Life Insurance

Term life insurance is so named because it is only valid for a specific amount of time. For example, Freedom Life Insurance may offer a policy with a 20-year term. The customer would pay monthly premiums with the expectation of a payout of benefits in the event of his or her death within those 20 years.

Freedom Life Insurance recommends a term policy under the following conditions:

Life insurance is only needed for a specific amount of time.The budget for insurance is limited.

  • Life insurance is only needed for a specific amount of time. Term life allows consumers to match their insurance needs with an anticipated amount of time. A good example would be parents who want life insurance only until their children reach adulthood.
  • The budget for insurance is limited. Because term life only pays benefits within a limited time frame, premiums tend to be less costly compared to permanent insurance.

It is possible to purchase a convertible policy that transitions from term life to permanent life. This is a good option for consumers who start with a limited budget but anticipate having more money to invest later on.

Permanent Life Insurance

Permanent life insurance comes in many forms including whole life and variable life. They all have one thing in common: benefits are not limited to a specific period of time. Once a policy is purchased, benefits are guaranteed for life.

Freedom life insurance recommends a permanent policy under the following conditions:

The consumer wants life long insurance protection.Insurance will be used as an investment tool.

  • The consumer wants life long insurance protection. All forms of permanent life insurance guarantee benefits regardless of when the purchaser dies.
  • Insurance will be used as an investment tool. Most forms of permanent life insurance serve double duty as investment tools. Premium payments add to policy value as the issuer invests those payments in order to generate returns.

Consumers should be aware that premiums for permanent policies are more expensive compared to term policies. The upside is that premium payments have an end date. Once a policy is paid in full, the consumer no longer pays into it.

Visit:https://www.facebook.com/pg/Freedom-life-insurance-agency-Calinan-Branch-938281249582028/about/

Glen Wakeman Offers Support To Start Up Entrepreneurs

Having an entrepreneurial spirit is a great asset for success in business. Possessing a leadership quality can place you at the top in terms of improved productivity, and increased revenue. Glen Wakeman is an entrepreneur who has earned, and continues to maintain his role as a leader, and a mentor during the span of his career. He is also known as a revolutionary in business who has given guidance to various start up companies, and has created new methods for increased levels of performance. Early in his career, Glen Wakeman held many positions, which included business development, P&L, CEO, President, board of directors, and administrative positions. Read more about his interview at Ideamensch.

Glen Wakeman received a Bachelor of Science degree in Economics from the University of Scranton, and an MBA degree in Finance from the University of Chicago. He is also Six Sigma Black Belt certified. He is mostly known for his Five Step Performance Methodology which has proven itself to be a powerful tool for business success. These methods are focused on human capital, risk management, execution in business, and leadership power. Glen Wakeman is an investor and a writer who has inspired others in fiscal economics as well as administrative strategies. He also offers insightful and meaningful council to those on the executive level. He has vast experience and knowledge of corporate management, and emerging markets. View Glen Wakeman’s profile linkedin.com.

Glen Wakeman is the founder and the Chief Executive Officer of Launch Pad Holdings, LLC., and he shares his secrets for a successful business with entrepreneurs who are developing their start up companies. He posts tips and important information on his blog site. He offers guidance to new and up coming business people who want to have successful businesses, and give them all of the necessities needed to run a business. Glen Wakeman and LaunchPad Holdings, LLC. provide a software service that is designed to help start up entrepreneurs develop a plan to organize their ideas and visions for their business. Wakeman has had the responsibility for operations in more than thirty counties, and he has lived in six countries.

Visit: http://analystoffinance.com/2018/01/inside-glen-wakemans-mind/

George Soros Has Ensured That The Open Society Foundations Claims Its Spot As A Top Grant-maker

The hedge fund investor George Soros has gifted a majority of his fortune to the Open Society Foundations. According to reports by the Wall Street Journal, the billionaire has transferred the wealth over time to a tune of $18 billion. According to media reports, this gift has thrown the Open Society Foundations into the limelight as one of the largest non-profit in the United States.

The Open Society Foundations controls much of Soros fortune, but the recent transfer has proved that the business leader wants to leave all his wealth under the grant-making organization. OSF undertakes a lot of charity work inside and outside the United States. The group has in the recent years moved in to protect minority groups from injustices perpetrated on them by the authorities.

In the recent years, George Soros has increased the rate at which he transfers his assets to the Open Society Foundations. This development is in line with his promise to leave all his fortune under the care of the charity, and read full article.

Since it was founded, the Open Society Foundations has gifted the non-profit sector over $12 billion according to the official data on its website. The organization has a presence in different nations across the globe and works to ensure that democracy is nurtured all over the world, and http://fortune.com/2017/10/17/george-soros-open-society-18-billion/.

The Hungarian-born investment mogul bounced into the limelight in 1992 when he risked over $10 billion in a wager against the British Pound. The bet was successful, and he made a fortune out of it. As far as the American politics are concerned, the business leader has not been left behind. He is known to be a prominent proponent of liberal courses. In the past, he has supported various Democratic Party candidates to take up legislative seats. In 2016, George Soros gave mostly to the fundraiser of Super PAC group that was helping Secretary Hillary Clinton clinch the presidential seat.

Early this year, George Soros made changes at his hedge fund by appointing an executive from UBS Group, Dawn Fitzpatrick to manage his investment vehicle, Soros Fund Management. The hedge fund is also the custodian of the Open Society resources.

The Open Society Foundations has toppled many non-profit organizations to become the second largest grant-making group in the United States. The philosophy of transparent, accountable and just governments has always guided the operations of the foundation. These values were imparted to George Soros while he was studying at the London School of Economics. While at LSE, he got a rare opportunity to be guided by one of his mentors, a philosophy don called Karl Popper. Soros has stuck by these virtues and has taken a lead role in ensuring that democracy thrives everywhere across the globe, and Soros’s lacrosse camp.

In as much as the billionaire gets unfair criticism on the internet, he maintains his will to do good and leave the world better than he found it, and follow his Twitter.

Adam Milstein, a Committed Activist

Adam Milestone holds a Bachelor’s degree of science in Economics and Business from Technion, Egypt. He advanced his education after moving to the US and earned a master’s degree from the University of Southern California in Business Administration.

His starting career after having his master’s degree was as in sales, as a sales person in real estates. He started in a humble beginning and because he had some background in the field, maneuvering around it was not very challenging and he grew in knowledge and in experience.

After settling at the United States, Adam Milstein acquired its citizenship and became an Israeli- American. He started investing in real estates. He had an advantage in the field since his father was a real estate developer. He was regularly involved in his father’s work and from there; he got a passion in this line of business and used his knowledge to invest in the field.

As an activist, Adam Milstein has ventured into different businesses. He is co-founder of a family foundation, Adam and Gila Milstein. Through the foundation, he offers services to give strength to the people of Israel where he is a native.

He empowers them through sponsoring education of young professionals and able but needy students. The initiative is aimed at making sure that the state of Israel gets many professionals. These professionals will therefore see Israel’s transformation in a positive way.

He also serves as a board member of several reputable organizations in the US and co-founds the Israeli- American Council. His development mind has allowed him to have co-founded these different organizations.

Adam has worked tirelessly to save the image of the Israeli people in the US. This has been as a result of hate groups that have been spreading lies about Israel making it almost impossible for the State’s students to getting admitted in the US campuses.

In his native country, Adam Milstein has served in different capacities which include the Yom Kippur War, serving in the Israel Defense Forces. He also participated in crossing the Suez Canal in Egypt and the getting hold of the Egyptian Army. Thus, Adam Milstein is a well-trained fighter who can defend a country at the national level.

As an executive leader, he is a managing partner at Hager Pacific Properties. This is a privately owned real estate firm that manages and owns industrial real estates all over the United States. The firm’s square feet ownership in real estate investment counts up to several millions.

Adam Milstein Is Working To Raise The Jewish Communities Awareness of The Values Of The Jewish Religion

Adam Milstein, a native to Israel is on a mission to help eliminate the hate for the Jewish people. There are currently boycotts in motion and sanctions which are being moved forward by those who are radicals with the desire to eliminate the Jewish religion and state of Israel. Adam Milstein knows how important it is to have others know their religion and ways of their ancestors when there is a threat of elimination to the State of Israel.

During the centuries, the Jewish people have lived in fear from persecution. The Holocaust was not the only persecution that the Jews have faced. Adam Milstein knows about hate and has lived through some of it during his time in the Yom Kippur War. It is now something that others are living across the United States. The increasing rise of hate has crossed onto the universities and other areas in the United States.

Adam Milstein is hopeful that the rise in violence is not going to contribute to the complete fall of the State of Israel. Right now there is conflict that is threatening to put an end to the State of Israel. If this happens, the Jewish community must come together to maintain their values and morals. If Israel fails as being a State, the Jewish community does not lose their beliefs. They simply must live around the falling and find a way to move past it.

Adam Milstein hopes that with his help, the Jewish community in the United States is going to be more aware of what their ancestry is and how to conform to the morals and values of the Jewish religion. Through the foundations that Adam Milstein and his wife Gila are a part of, the Jewish religion will move forward in the United States at a much faster rate than it would without their help.

Adam and wife Gila have high hopes for the Jewish community and are working through the various programs to bring more awareness to them. Through a foundation that they co-founded, 15,000 families in the United States will receive free books monthly that are provided to them in Hebrew.

Adam youtube chamel:Youtube.com/user/AdamMilstein

Jorge Moll: Why Giving is Important

Jorge Moll is a Brazilian neuroscientist who found out that being generous is good for the health because of the chemical reactions happening inside the brain that is proven to be beneficial for the mind and body. Learn more about Jorge Moll at Google Scholar. He recently published a list of benefits why people should give, and he is encouraging everyone to become generous so that their health can improve. Jorge Moll is also researching about morality, and how it affects some human characteristics like being a religious giver. Know more about Jorge at Crunchbase. No matter what the point of giving is, it is vital to identify the benefits of being a cheerful and a generous giver.

  1. Giving makes someone happy. According to the research made by Jorge Moll and his colleagues, when an individual provides something, they feel what is referred to as a warm glow effect or a helper’s high effect. It shows in their study that giving is responsible for releasing hormones from the brain that makes us happy. In addition to that, there is also a sense of pleasure involved, making giving or related actions a lovely activity to do.
  2. According to the studies made by the neuroscientists, being generous is also linked to a healthier lifestyle. If one keeps on giving, their sense of happiness never wears out. The hormones released by the brain when providing results to the feeling of pleasure, and according to the scientists who are researching about this matter, these hormones are good for the health. The hormones released by the brain when doing charity causes the stress level of the body to decrease significantly. Stress is linked to so many diseases, and it is the primary factor why people are getting sick. When someone becomes generous, he or she would have more friends and lesser stresses in life.
  3. The last point made by Jorge Moll is that giving is contagious. One small deed today could come back to you several years from now, which is a reward for the right thing that you have done in the past. Nevertheless, an individual keeps on giving someone, because their small change can help transform lives.

View: http://www.idor.org/nossa-equipe

Jeunesse Product Offerings

Jeunesse is one of the leading cosmetic companies in the world today. Over the past few years, the overall demand for health and beauty products has increased greatly. There are many people who are willing to spend a lot of money on the right products.

Although Jeunesse is still a small company in terms of total customers, the company is growing rapidly and making a huge impact on the industry. Many people are excited about the future with Jeunesse. Read more about Jeunesse Global at glassdoor.com.

Starting Out

Starting a new business in any industry is difficult. There are many people who have a dream of starting a company. It is important to have a solid business plan in the beginning. Some people simply assume that selling a product automatically means that customers will buy it. The founders of Jeunesse had to work hard in order to get started in this competitive industry.

One of the best aspects of Jeunesse Global is that the company truly cares about the overall experience of customers. Many people are ready to try new beauty products in order to improve their overall appearance. With all of the options today, working with a beauty consultant from Jeunesse is a great way to accomplish this goal.

View: https://www.jeunessegear.com/store/catalog

Giving Back

Another positive aspect of shopping from Jeunesse is the fact that the company donates a lot of time and money to others. Many customers today want to work with a company that makes a positive impact on the world. Jeunesse donates a portion of sales to various charities around the world.

Now is a great time to start looking for beauty products that can help you improve your overall appearance. If you are interested in purchasing quality products at an affordable price, check out what Jeunesse has to offer. There is a reason that so many people love buying products from this company. Not only are the products affordable, but the customer service is great as well. Download the app at Google Play Store.

Important Guidelines to Follow When Buying a FreedomLife Insurance Policy

Applying for life insurance cover requires consideration of several fundamental factors. When getting life insurance, one can choose either timed life insurance such as that of twenty years or permanent life insurance. When selecting a life insurance policy, it is crucial to choose the one whose premiums are most convenient to a person’s budget and the beneficiaries.

Follow freedom life insurance on facebook.

Life insurance that has an expiry date on it requires one to compare its regulation policies to their needs. When an individual chooses a life insurance policy on a time deadline terms, for example, to cater for future payments, the person is required to buy an insurance coverage that strictly covers that amount of time. However, it’s important to note that such life insurance covers pay only during the period when the life insurance is valid. For instance, in case of death during the time that the life insurance term is meant to cover, the insurance pays, but in the event of death after the policy period, it does not attract any payment unless renewed.

A client can choose to change from the time-bound life insurance to permanent insurance. Renewing life insurance is more convenient in one’s younger years. Changing from temporary life insurance to permanent life insurance may require a medical report. Permanent life insurance makes payment regardless of the day of death of a person. An individual can use the savings on permanent life insurance to cater for other expenses and even maintaining the policy. In case of sudden death, any existing loans made on the permanent life insurance are repaid by the savings and then what remains is given a client’s grantee.

Life Insurance Policies at Freedom Life Insurance Company of America

Freedom Life Insurance Company of America is an example of a life insurance company. The organization has provided life cover for their clients since 1956. They cater for both time-bound and permanent life insurance covers for their customers. Freedom Life Insurance offers policies for accident and provides grounds for crediting their clients. At Freedom Life Insurance the premiums on either temporary or permanent life insurance are adjusted to fit a customer’s budget.

Read more:http://healthdepotassociation.com/carriers/flica-national-foundation-life-insurance-company/

Highland Small Cap Equity Fund is set for Healthcare Picks

The Small Cap Equity Fund of Highland Alternative Investors has made a return surging three times in S&P 500 Index in the last financial year. Michael Gregory, the Chief Investment Officer of the firm, who helped the fund with accurate energy-stock picks last year, now confirms that the unpopular healthcare-sector might make a tremendous comeback this year. Interestingly, the fund’s A-class shares produced returns of 31.6% in 2016, which is much higher to large-cap S&P 500’s 12% returns and small-cap Russell 2000’s 21.3% returns. Highland Alternative Investors is a subsidiary unit of Highland Capital Management, a leading alternative investment management firm based in Dallas. Read this article at PR Newswire.

Currently, Highland Capital handles funds and assets worth $15.4 billion and has more than two decades of expertise in producing quality income through market-beating investment strategies. Interestingly, the Small Cap Equity Fund itself contains assets more than $55 million, and it is managed by Gregory and James Dondero, the co-founder and President of Highland Capital. Gregory confirmed that the credit competency of the firm helped it to make excellent investments in pipeline partnerships last year, especially when oil prices touched bottom. Those created nearly half of the total income of the fund last year.

View: http://www.prnewswire.com/news-releases/highland-capital-management-names-trey-parker-co-chief-investment-officer-300518843.html

While coming to the 2017 outlook, Gregory says that healthcare sector would make a tremendous come back this year. He said that considering the concerns of opioid addiction in the country, insurance companies are on the way of providing fast-track approvals on new pain relievers that are less-addictive. Gregory quoted the example of Collegium Pharmaceutical Inc. that developed Xtampza ER, a new oxycodone drug designed with lower chances of addiction as well as abuse. It is a combination of oxycodone with waxes and fatty acids that form spherical beads filled with the capsule.

Gregory confirms that chances of very high sales for Collegium as most Americans may try to purchase the drug from the firm. He also says that Pacira Pharmaceuticals Inc. also came up with another pain reliever named Exparel, a type of non-opioid pain reliever that is highly effective in orthopedic procedures and soft-tissue surgeries. The drug makes over $200 million of business per the latest reports, and a catalyst of it may get approval for knee-replacement surgery this year. Read this article at Dallas News.

How Louis Chenevert Guided UTC Through The Subprime Recession

For many years Louis Chenevert was a top executive. He is a graduate of HEC Montreal where he earned his degree in production management. He also holds an honorary doctorate this institution gave him in 2011. After graduating he joined General Motors where he climbed up the ladder for 14 years through hard work and determination. He then joined Pratt & Whitney Canada where he was eventually named the president of the company after having been there for six years. His skill in this position led to him taking over Pratt & Whitney’ parent company, United Technologies Corporation (UTC). He was the chief executive officer and president of this company until he resigned towards the end of 2014. (More: frenchtribune.com/teneur/25552-innovative-deals-and-inspired-leadership-characterize-louis-chenevert)

 

It was Louis Chenevert’s leadership that led United Technologies Corporation through the very difficult business environment that existed during the subprime recession. Manufacturing in North America has been very difficult since the 1980’s when companies began moving their factories overseas. Pop culture has long since declared the industry as dead in the United States. Nonetheless, under his leadership UTC thrived as a manufacturer of airplane parts even during the subprime recession despite other challenges such as stifling regulations that are in place. Due to his effort UTC is a company that is now valued at $63 billion. Check out Chenevert on Cruncbase.

 

One of the remarkable achievements that Louis Chenevert had while serving at UTC was that the company thrived while paying a fair wage to its employees. He also made sure that his company was always compiling with environmental rules which is costly but saves the environment and people’s lives. UTC builds jet engines for companies around the globe as well as different nations militaries. Additionally, Chenevert led Otis which is a subsidiary of UTC. Otis is the biggest designer and manufacturer of elevators and escalators on the planet.

 

After resigning from UTC, Louis Chenevert took some time off before joining Goldman Sachs. Louis Chenever is now an exclusive advisor who specializes in both the industrial and aerospace industries. Additionally, he helps his clients invest in other industries due to his vast experience. See This Page for related info on Chenevert.

 

See Also: https://www.dailyforexreport.com/louis-chenevert-leadership-investment-innovation/